Hour 3: Aired on Tuesday, October 25, 2016

- Angela (Fort Myers, FL) owes $18,000 on a car she's not crazy about. Should she sell it?

- Brian (St. Louis, MO) has a $1.3 million net worth with a portfolio full of single stocks, but he wonders if he should mix things up.

- Tyler (Phoenix, AZ) asks if they should open a credit card to get big savings on a big purchase, and then close it out. 

- Dave answers the Blinds.com question of the day. Jeremy is an FPU coordinator. How can he explain that student loans aren't an investment?

- Dave rants about staying out of debt. 

- Josh and Tracie (Nashville, TN) give their debt-free scream from the lobby. They paid off $36,000 in just six months. 

- Dave talks about what happens when you decide it's time to make a life change. 

- Dave shares the Scripture and quote of the day. 

- Evan (Tampa, FL) asks what he should do with his old IRAs. 

- Krista (Albuquerque, NM) asks if she should sell her car.