Ever wonder if using a balance transfer credit card could help you get out of debt faster? Laura interviews Mary Gameng, MBA and Credit Card Specialist with Citizens, and answers a listener question. 

Here are a few topics Mary and Laura talk about on this week's show:

• How many Americans have credit card debt and how much.
• Steps to create a debt pay-off plan.
• Ways using a balance transfer card can improve your finances.
• How card issuers evaluate you when applying for a transfer card.
• Whether using a transfer card can hurt your credit.
• Shopping tips for finding the best balance transfer card offer.

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