The cost of construction insurance in Manhattan has tripled since 9/11, and there have been changes to the design.

Baseball officials also agreed to split the cost of construction insurance with the city to limit taxpayer liability, Mr. Bender said.

Construction insurance will cover most of the cost of the mishap, and DFD Development has agreed to rebuild the playground, which Mr. Demchick estimated will cost $100,000 or more.

If construction is before the effective date of the community's first FIRM, Pre-FIRM construction insurance rates apply; if after, Post-FIRM construction insurance rates apply.

Zurich Insurance Services, Inc. (ZIS) is a privately held corporation in Jacksonville, Florida that was founded by Tom Petway in 1977 as Home Builders Insurance Program, then was named, Construction Insurance Services.